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ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

ICFE Certified Master Consumer Credit Care Specialist

Certified Master Consumer Credit Care Specialist - CCCCS™  Logo

CCCCS™ is a registered trademark of the
Institute of Consumer Financial Education (ICFE), San Diego, CA

ICFE Introduces Certified Master Consumer Credit Care Specialist - CCCCS™
The New CCCCS™ Program is accepted for AFCPE 20 CEs and FCAS 40 PDUs

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

Introduction

iapp CPE Credits ApprovedThe Institute of Consumer Financial Education (ICFE) has introduced for 2016, a new certification program titled: Certified Master Consumer Credit Care Specialist (CCCCS™) The program’s components have been accepted for a total of 20 CEs by the AFCPE and variety of other professional organizations, American Association of Family and Consumer Sciences (AAFCS.org) accepts it for 40 for Professional Development Units (PDUs).

The ICFE Certified Consumer Credit Care Specialist program includes the following courses, all accepted for 5 CEs each and an ICFE Certified Master Consumer Credit Care Specialist Certificate.

  • ICFE Certified Credit Report Reviewer - CCRR® View Course Info

  • ICFE Certified Credit Scoring Specialist - CCSS™ View Course Info

  • ICFE Certified Credit Repair Specialist - CCRS™ View Course Info

  • ICFE Certified Consumer Debt Compliance Specialist - DCCS™ View Course Info

Individual enrollments in each course is $375 or a total of $1500.
An introductory discount of $505 = makes the initial sale price of $995.00

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

The ICFE certification program was developed to give credit and debt counselor’s legitimization and recognition of their training. CMCCCS™ aims to equip all financial counselors with the tools to determine the methods of maintaining a good credit report and a high credit score. Plus the programs trains users how to change and improve credit reports, ratings and scores. The consumer debt collection compliance program (DCCS) is very useful for all credit, debt and other financial and housing counselors.

ICFE Certified Master Consumer Credit Care Specialists (CMCCCS™) teach their clients how to obtain their credit reports from the three major CRAs. When the client has his or her credit reports in hand, credit reports are reviewed, page-by-page, with the client present. The average credit report review and checking for mistakes takes about an hour and fifteen minutes.

The ICFE's new CMCCCS™ program is explores the Credit Repair Organizations Act CROA, the FCRA/FACTA laws about consumer credit scoring and credit repair. Also, the Fair Debt Collection Practices Act (FDCP). Nearly every financial counselor has been asked by a client about their debt issues, credit files and what their credit score determines in their financial lives. The new CCCCS™ program educates trains and equips all financial counselors with the knowledge needed to determine what how credit file mistakes, damage credit ratings and scores and how to change or make improvements. Learning about the legal practices of consumer debt collection equips the counselor to provide full-service to consumers. Learning credit repair procedures of the CROA and how the FCRA-FACTA law treats credit file mistakes. The most common questions asked about credit repair is how mistakes in the file can negatively affect the credit score.

The credit file is the basic element that determines whether consumers will be able to make certain purchases but few people know what it means. The three major credit reporting agencies - Experian, TransUnion and Equifax - provide different reports for the same people. It is estimated more than 25 percent contain errors and that may mean the difference between a ‘yes’ or ‘no’ when applying for a bank loan or purchasing a big-ticket item like a car or appliances. It can also raise the cost of credit and insurance.

More about the four courses included in the new CMCCCS™ designation

Certified Credit Repair Specialist - CCRS™ LogoThe ICFE's Certified Credit Repair Specialist (CCRS™) program is the nation's premier comprehensive training and certification specifically developed for credit industry professionals who are dedicated to educating and assisting consumers, clients, customers, businesses, and the general public in credit reporting, credit file correction a/k/a credit repair. Also included is credit scoring plus how to maintain a good report and high score. With the birth of the Consumer Financial Protection Bureau (CFPB) in 2012, it took over the enforcement of the FCRA/FACTA laws from the Federal Trade Commission (FTC) which resulted in many new rules and regulations for the credit services industry.

CCRS™ qualified professionals are employed by a wide range of organizations including consumer credit and debt counseling organizations, credit unions and other financial institutions, student loan lenders, cooperative extension system, all branches of the military, mortgage, real estate, and financial services firms; law enforcement, and other government agencies. Many others are private practitioners, financial educators, notary public, attorneys, security consultants, CPAs, CFPs, and other consumer advocates. ICFE CCRSs™ provide a valuable service by helping to educate their individual clients and small business owners on the importance of maintaining a good rating, correcting mistakes in credit files ASAP, keep high credit scores and protect their personal information from criminals.

Click for Full Course Information

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

CFE CCRR® Certified Credit Report Reviewer LogoThe ICFE's Certified Credit Report Reviewer (CCRR®) program explores the growth of the consumer credit, which has been explosive. Americans are still getting all charged-up with their plastic. Individual credit files continue to grow, many times into more than three dozen pages. This area of growing concern to consumers and business owners alike is one that is often overlooked by their well-meaning financial and business advisors, until now.

ICFE Certified Credit Report Reviewers (CCRRs®) learn the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transaction Act (FACTA). They have learned how to read and understand their own credit reports and those of others. They have also learned about the steps to take to guard against credit and identity theft, an important new aspect of the credit report review service.

ICFE CCRRs® provide a valuable service by helping to educate their individual clients and small business owners on the importance of maintaining a good rating, high credit scores and protect their personal information from criminals.

Click for Full Course Information

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

ICFE Certified Credit Scoring Specialist ™The ICFE's Certified Credit Scoring Specialist (CCSS™) program is the nation's only comprehensive training and certification specifically developed for credit industry professionals who are dedicated to educating and assisting consumers, clients, customers, businesses, and the general public in credit reporting, credit scoring and how to maintain a high score.

With the birth, in 2012, of the Consumer Financial Protection Bureau (CFPB) which took over the enforcement of the FCRA/FACTA laws from the FTC. The CFBP is monitoring credit scoring and examining differences in credit scores purchased by consumers and those purchased by creditors, for example. This CCSS™ program is designed to enlighten participants to the side of credit scoring not often seen by the public.

ICFE Certified Credit Scoring Specialists (CCSS™) learn what the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transaction Act (FACTA) have to say about credit scoring. They have learned how credit reports are structured by the credit reporting agencies. They have also learned about the history of credit scoring and the different credit model used by lenders. This important aspect in the training is about how credit scoring models are created.

Click for Full Course Information

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

The ICFE's Certified Consumer Debt Collection Compliance Specialist DCCS® comprehensive training and certification program is specifically developed for credit and debt counselors and credit industry professionals, who are dedicated to educating and assisting consumers, debtor clients, businesses. The focus is on the Fair Debt Collections Practices Act (FDCPA) and how to help protect the general public with consumer debt collection compliance.

The DCCS® is trained to be an advocate for the consumer, both to help with complaints and also to resolve others issues connected to collections, i.e. negative credit reports and low credit scores. Among the qualified professionals who benefit from the DCCS training are employed by a wide range of organizations including consumer credit and debt counseling organizations, credit unions and other financial institutions, student loan lenders, cooperative extension system, all branches of the military, mortgage, real estate, and financial services firms; law enforcement, and other government agencies. Many others are private practitioners including notary public, attorneys, security consultants, CPAs, CFPs, and consumer educators.

Click for Full Course Information

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

MORE ABOUT THE ICFE
The Institute of Consumer Financial Education (ICFE) was founded as a non-profit organization in 1982 to help consumer improve spending habits, increase savings and use credit more wisely. Working in cooperation with government and business, the ICFE offers several certification programs with Continuing Education Units and Professional Development Units including Certified Identity Theft Risk Management Specialist-CITRMS® XV Program which is recognized by the International Association of Privacy Professionals for up to 20 CPEs. Paul S. Richard is the ICFE President and Executive Director. To learn more about ICFE visit their websites at icfe.org and studentdebthelp.org.

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

Who Is Enrolling In This Valuable
ICFE Master CCCCS™ Certification Program and earning CE's?

Click here to view a partial list of companies represented by current Certificants.

· CFP, CLU-ChFC, RFC, CPA, Notaries, Credit and Debt Counselors
Bank, Credit Union & Student Lenders
Military Personal Financial Counselor
Employee Benefits Administrators
Mortgage Lenders and Real Estate Agents
In-house Collection and Recovery Counselors
Faith Based Credit and Financial Counselors
Bankruptcy and Financial Education Instructors
First-time Home Buyer Advocates-Counselors

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

Why Become a Master CCCCS™?
Here's some of the reasons why people are becoming Certified Master Consumer Credit Care Specialist - CCCCS™

Becoming a Certified Master by the ICFE and being professionally recognized makes a difference to your clients, your company and yourself.
It is a manifestation of your commitment to high standards of professionalism aimed at your own successful small business or your employer, your colleagues, your clients and the general public.

  • Demonstrate your professional qualifications

  • Enhance your experience in the field and promote your professional value

  • Learn about the new Consumer Financial Protection Bureau (CFPB)

  • Stay current with the FCRA/FACTA laws and other financial education trends

  • Learn about the Credit Repair Organizations Act (CROA)

  • Stay current with the Fair Debt Collection Practices Act

  • Fulfill continuing education:  CE CPE, PDU and PACE requirements

  • The International Association of Registered Financial Consultants (IARFC) accepts Master Certification for 20 CEs

  • This program is accepted for 20 American College PACE credits

  • Accepted for 40 PDUs from the American Assn. of Family & Consumer Sciences

  • National Assn. of Certified Credit Counselors (NACCC) awards its members 32 CEs

  • Association For Financial Counseling and Planning Education (AFCPE.org) 5 CEs per course for a total of 20

  • NEW: Extra Benefit: Earn a listing in the ICFE's Online International Directory of Certificants

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

About reviewing and correcting credit reports, improving credit scores and ending debt collection abuses.

There will be millions of consumers who need help understanding what is in their credit report. Thousands of credit report review/repair specialists will be needed the years ahead as more consumers begin to take advantage of their free credit reports, and learn about their credit scores and for those unfortunate individuals and families under collection procedures

Learn critical points of the CROA, the FDCP, the FCRA and the FACTA laws. The complete Independent Study Guides for the CCRS, CCRR, CCSS and DCCS and examinations are included in the Master CCCCS™ program. Discover if your profession is among those on the list of who require CEs, CPEs, PDUs or PACE credits available to those enrolling and completing this exciting and beneficial program. Are you among the types of professionals who may benefit from the enhancement to your experience with the Master CCCCS™ training? If you said yes, please read on.

The entire ICFE CCRS™ certification process is explained in following paragraphs, including a list of materials and pictures of the materials and Certificates the ICFE provides to successful candidates. There are also more details about providing the credit report review/repair service.

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

Here is what's included in the ICFE Master CCCCS™ enrollment package:

Independent Study Guides and Examinations for the four programs listed below.

ICFE Certified Credit Report Reviewer - CCRR®
ICFE Certified Credit Scoring Specialist - CCSS™
ICFE Certified Credit Repair Specialist - CCRS™
ICFE Certified Consumer Debt Collection Compliance Specialist - DCCS™

Added Benefit: Earn a listing in the ICFE's online International Directory of  Certificants

Receive ICFE eNEWS and regular email updates on the courses.

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

ICFE CCRR® Independent Study Guide

ICFE CCSS™ Independent Study Guide

ICFE CCRS™ Independent Study Guide  

ICFE DCCS™ Independent Study Guide   

ICFE CCRR® Independent
Study Guide

ICFE CCSS™ Independent
Study Guide
 

ICFE CCRS™ Independent
Study Guide

ICFE DCCS™ Independent
Study Guide

Certificate: ICFE Certified Credit Repair Specialist - CCRS®  

Certificate: ICFE Certified Credit Scoring Specialist - CCSS™ 

 Certificate: ICFE Certified Credit Repair Specialist - CCRS™

Certificate: ICFE Certified Consumer Debt Collection Compliance Specialist - DCCS™ 

Certificate:
ICFE Certified Credit Repair Specialist - CCRS®

Certificate:
ICFE ICFE Certified Credit Scoring Specialist - CCSS™

Certificate:
ICFE Certified Credit Repair Specialist - CCRS™

Certificate:
ICFE Certified Consumer Debt Collection Compliance Specialist - DCCS™



Certified Master Consumer Credit Care Specialist - CCCCS™  Logo

Code of Ethics for ICFE CertificantsCode of Ethics for ICFE Certificants

ICFE Provides Financial Education, Continuing Education Credits, CEUs, CEs, Free Credit Repair, Bankruptcy Education and Financial Planning for All Age Groups.

Enroll in the The ICFE Certified Master Consumer Credit Care Specialist - CCCCS

Lastly, when you have completed the exam, send it to ICFE (PO Box 34070 San Diego, CA 92163)
OR fax it to 619-923-3284 OR email it to the ICFE to get your grade and CCCCS ™ Certificate

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