Certified smartEquity™ Specialist Certification
The AFCPE accepts this course for 5 CEUsINTRODUCTION
Home ownership is a source of great pride for many people. People often dedicate the largest share of income to their homes that encumbers them for 30 years or more. Long after the children have grown and started their own lives, those monthly mortgage payments continue.
30 years is a long time to wait to own your home. Compound interest eats away at the home's value until some folks have essentially paid for it twice. Even after 15 years, most have little equity in their home. However, this can change by using the same principle that banks employ when lend customers money.
NOW, smartEquity™ provides a tool allowing individuals to control their income and expenses to take advantage of this key banking principle. The smartEquity™ online software can reduce the amount of time it takes to pay off a mortgage by half or more. No gimmicks, no smoke and mirrors, just a simple method that uses complex calculations to determine your financial position on a daily, weekly, monthly and annual basis.
Certified SmartEquity™ Specialist Online Course Description
The ICFE's CSES™ program is about mortgage and debt reduction
through a cash flow money management software system -
learn about how mortgages are calculated, how interest is compounded
and as a result how homeowners end up paying for two and sometimes three
homes because of the amount of interest they pay on the original
What Others are Saying About smartEquity™
A homeowner advocacy group and software company promote a system that can help pay down mortgage loans.
By: John Caulfield
... "What we have to do is get people out of this re-fi mindset,” says John Walsh, NOAH's founder and chairman. Walsh thinks the best way to get homeowners thinking about this is during the buying stage, and NOAH recently started pitching smartEquity™ to builders as a free incentive they could give to buyers, like a granite countertop. "If we could get 1,000 builders to offer this to 50 buyers each, by this time next year this program would be viral.” NOAH's optimistic goal, he says, is to have 70 percent of all homeowners mortgage-free within 10 years... (read more)
What Clients are saying:
Who Is Enrolling in the ICFE's valuable Certification Programs and earning CE's?
Realtors - Brokers and Agents
Employee benefit administrators
Save tens of thousands in interest payments
Eliminate credit card and other debts
See the impact of financial decisions beforehand
Experience life-changing results that last
Focus more on the important things rather than debt
Develop a sense of financial wellness and peace of mind
Pay off any mortgage years earlier
Collateral material: written, images, graphs and videos
Here are just some of the things you will learn:
Power of Budgeting
Self-focus and planning
The make up of a mortgages and why people pay so much interest
What lenders teach works in their favor
Interest cancellation techniques
How to determine financial net worth in detail
How to get out of all debt using a current budget in record time
How to record and enter financial data
How to read financial statements
How to track bank accounts, credit cards, loans all in one place
How to reconcile bank accounts
How to enter transactions that help at tax time and an accountant
Online access 24/7, Secured private online members area so you can view and complete your course anywhere.
After successfully completing the course, a personalized certificate suitable for display.
Exclusive for CSES™ graduatesis three months FREE access to the SMARTEquity™ software system*.
* No software purchase is required for this course and there is no ongoing requirement to use the SMARTEquity™ software system. Special arrangements have been made through the ICFE so graduates may optionally subscribe to use the software on a monthly basis or even one-time or occasional use basis at special discounted rates.
5 CEUs - Assn. for Financial Counselling Planning & Education (AFCPCE).
Online help for the SMARTEquity™ program.
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