Money Habitudes Counselors Package
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Money Habitudes Counselors Package

Your Money Habits Discovered in a Deck of Cards!

San Diego, CA. ­ More than a few consumers discover their bad money habits in a deck of cards dealt out by a blackjack dealers.  Now comes LifeWise, a life planning training and consulting company, out with its new deck of cards called: Money Habitudes.  This unique deck of cards is an effective, novel approach that quickly reveal patterns of habits and attitudes about money which can support or sabotage achieving financial goals.

Syble Solomon is the creator of Money Habitudes.  As a national speaker and the founder of LifeWise, she provides training to educate and encourage people to take personal responsibility for their actions and attitude today so they can create more options and opportunities for their future.

The Money Habitudes cards are now available through the nonprofit Institute of Consumer Financial Education (ICFE) and are in use by financial, credit and debt counselors with individuals, couples and groups.  The cards are a welcome alternative to what is currently available to most counselors.  Until now, they could either ask a lot of questions, which many clients felt were intrusive, or a counselor could use impersonal questionnaires which often reminded clients of the unpleasant task of taking a test.

In contrast, the Money Habitudes deck of   cards help people associate the cards with a nonthreatening, social activity and they easily engage, relax and share insightful, productive information with the people they have come to for help in turning around very difficult financial situations such as  living from paycheck to paycheck, dealing with delinquent debts, chronic over-spending, or being on a fixed income.  Counselors and their clients report they enjoy manipulating the cards more than filling  out a form or working on the computer.

The Money Habitudes deck includes easy-to-follow instructions for six activities using 54 statement cards. These cards describe a habit or attitude related to money such as: €œI rarely buy anything unless I can pay it off right away€ and €œI am proud that I live modestly and think others should too.€  

On the back of each card is a colorful picture to identify it with one of the six money habitudes.  Each habitude is associated with predictable money management behaviors such as saving, investing, risk-taking and tolerance for debt. Examples of habitudes include:  Security (money represents being safe and secure), Status (money represents a way to create a positive image), Selfless (money helps one feel good by giving to others), Free Spirit (money is not a priority for a carefree life style), Targeted Goals (money helps one achieve goals) and Spontaneous (money encourages one to enjoy the moment).   Also included are user-friendly interpretation cards for each habitude with suggestions aimed at helping the user identify next steps for changing behaviors.

The Money Habitudes cards are based on the most common themes and supporting information found in current financial and psychological research and are time effective as well as fun.  They were developed with input from financial planners, family and consumer specialists, credit/debt counselors, bankruptcy educators, university faculty, personal and business coaches, therapists, and counselors.

For instance, a simple fifteen-minute activity will provide the insights needed to:

1) Determine the most effective approach in working with individual clients to help them successfully manage and/or invest their money.

2) Identify the underlying challenges a client may face in spite of having a good plan.

3) Predict and understand potential money conflicts when working with couples, families or business partners and executive teams.

A €œMoney Habitudes Guide for Professionals€ is included with the deck of cards as part of the counselors package, and it  offers the professional counselors additional activities and more in-depth interpretations.

Money Habitudes cards and guides can be ordered online at www.financial-education-icfe.org  The Money Habitude Guide for Professionals including the deck of cards is $39.95 plus shipping and handling.    Or  The Money Habitude Guide for Professionals including FOUR (4) decks of cards is $99.95 plus shipping and handling

More Information

ICFE has brought the new  Money Habitudes cards to the money book store for financial practitioners. This unique deck of cards is an effective, novel approach to quickly reveal clients€™ patterns of habits and attitudes about money which can support or sabotage achieving their financial goals. They can be used with individuals, couples or groups.

The cards are a welcome alternative to what is currently available to financial practitioners. Until now they could either ask a lot of questions, which clients may feel is intrusive, or they could use impersonal questionnaires which remind clients of the unpleasant task of taking a test. In contrast, clients associate the cards with a non-threatening, social activity and easily engage, relax and share insightful, productive information. Clients also report they enjoy manipulating the cards more than filling out a form or working on the computer.

The Money Habitudes deck includes easy-to-follow instructions for six activities using 54 statement cards. These cards describe a habit or attitude related to money such as: €œI rarely buy anything unless I can pay it off right away€ and €œI am proud that I live modestly and think others should too.€ On the back of each card is a colorful picture to identify it with one of the six money habitudes. Each habitude is associated with predictable money management behaviors such as saving, investing, risk-taking and tolerance for debt. Examples of habitudes include: Security (money represents being safe and secure), and Status (money represents a way to create a positive image). Also included are user-friendly interpretation cards for each habitude with suggestions aimed at helping the individual identify next steps for changing behaviors.

The cards are based on the most common themes and supporting information found in current financial and psychological research. They were developed with input from financial planners, family and consumer specialists, credit/debt counselors, bankruptcy educators, university faculty, personal and business coaches, therapists, and counselors.

Financial practitioners have also found that Money Habitudes cards are time effective as well as fun.
A simple fifteen-minute activity will provide the insights needed to:
* Determine the most effective approach in working with individual clients to help them successfully manage and/or invest their money.
* Identify the underlying challenges a client may face in spite of having a good plan.
* Predict and understand potential money conflicts when working with couples, families or business partners and executive teams.

For Large Package that includes Four (4) Decks of Money Habitudes Cards and One (1) Money Habitudes Guide for Professional Counselors for $ 99.95, click HERE to purchase.

For Small Package that includes Four (1) Deck of Money Habitudes Cards and One (1) Money Habitudes Guide for Professional Counselors for $ 34.95, click HERE to purchase.

 

Product Details and Photographs Below

DETAIL SHEET

Quotes from Professionals

I am having a ball with these cards! I've been using them in my Chapter 13 Bankruptcy
classes and they€™ve been a hit! Nancy Blitho, Chapter 13 Educator, Austin, Texas

Money Habitudes cards are a very powerful tool in helping to gauge a client's internal feelings about money. People often confess that their financial situation is a source of frustration. Helping them recognize and understand the deep-rooted feelings they have about money and the life-long way they've handled it goes a long way toward taking the steps necessary to make improvements and realizing a more fulfilling life.
Steven S. Shagrin, JD, CFP®, Youngstown, Ohio

Statistics since Money Habitudes was introduced in November, 2003.

* Purchased by professionals in 39 states, three Canadian provinces and two European countries.
* Being used as part of a research project at a major Northeastern University..
* Used by financial planners working with clients to develop personal financial plans and guide investment decisions.
* Incorporated into courses teaching basic money management and debt management by consumer educators with State Extension Offices, Department of Housing, the Air Force, the Army and Chapter 13 Bankruptcy

Articles scheduled to appear this spring in the following publications:
* The Journal of Personal Finance (risk tolerance)
* BizLife (business partnerships)
* AFCPE (Assoc. for Financial Counseling and Planning Education) Forum (debt management)

 

 


Deck Card Samples Front and Back

   


 


For Large Package that includes Four (4) Decks of Money Habitudes Cards and One (1) Money Habitudes Guide for Professional Counselors for $ 99.95, click HERE to purchase.

For Small Package that includes Four (1) Deck of Money Habitudes Cards and One (1) Money Habitudes Guide for Professional Counselors for $ 34.95, click HERE to purchase.

 

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