| Your Money Habits
Discovered in a Deck of Cards!
San Diego, CA. More than a few consumers discover their bad
money habits in a deck of cards dealt out by a blackjack dealers.
Now comes LifeWise, a life planning training and consulting company,
out with its new deck of cards called: Money Habitudes. This
unique deck of cards is an effective, novel approach that quickly
reveal patterns of habits and attitudes about money which can support
or sabotage achieving financial goals.
Syble Solomon is the creator of Money Habitudes. As a national
speaker and the founder of LifeWise, she provides training to educate
and encourage people to take personal responsibility for their actions
and attitude today so they can create more options and opportunities
for their future.
The Money Habitudes cards are now available through the nonprofit
Institute of Consumer Financial Education (ICFE) and are in use
by financial, credit and debt counselors with individuals, couples
and groups. The cards are a welcome alternative to what is
currently available to most counselors. Until now, they could
either ask a lot of questions, which many clients felt were intrusive,
or a counselor could use impersonal questionnaires which often reminded
clients of the unpleasant task of taking a test.
In contrast, the Money Habitudes deck of cards help
people associate the cards with a nonthreatening, social activity
and they easily engage, relax and share insightful, productive information
with the people they have come to for help in turning around very
difficult financial situations such as living from paycheck
to paycheck, dealing with delinquent debts, chronic over-spending,
or being on a fixed income. Counselors and their clients report
they enjoy manipulating the cards more than filling out a
form or working on the computer.
The Money Habitudes deck includes easy-to-follow instructions
for six activities using 54 statement cards. These cards describe
a habit or attitude related to money such as: €œI rarely buy anything
unless I can pay it off right away€ and €œI am proud that I live
modestly and think others should too.€
On the back of each card is a colorful picture to identify it
with one of the six money habitudes. Each habitude is associated
with predictable money management behaviors such as saving, investing,
risk-taking and tolerance for debt. Examples of habitudes include:
Security (money represents being safe and secure), Status (money
represents a way to create a positive image), Selfless (money helps
one feel good by giving to others), Free Spirit (money is not a
priority for a carefree life style), Targeted Goals (money helps
one achieve goals) and Spontaneous (money encourages one to enjoy
the moment). Also included are user-friendly interpretation
cards for each habitude with suggestions aimed at helping the user
identify next steps for changing behaviors.
The Money Habitudes cards are based on the most common themes
and supporting information found in current financial and psychological
research and are time effective as well as fun. They were
developed with input from financial planners, family and consumer
specialists, credit/debt counselors, bankruptcy educators, university
faculty, personal and business coaches, therapists, and counselors.
For instance, a simple fifteen-minute activity will provide the
insights needed to:
1) Determine the most effective approach in working with individual
clients to help them successfully manage and/or invest their money.
2) Identify the underlying challenges a client may face in spite
of having a good plan.
3) Predict and understand potential money conflicts when working
with couples, families or business partners and executive teams.
A €œMoney Habitudes Guide for Professionals€ is included with
the deck of cards as part of the counselors package, and it
offers the professional counselors additional activities and more
in-depth interpretations.
Money Habitudes cards and guides can be ordered online at www.icfe.info
The Money Habitude Guide for Professionals including the deck of
cards is $39.95 plus shipping and handling. Or
The Money Habitude Guide for Professionals including FOUR (4) decks
of cards is $99.95 plus shipping and handling
More Information
ICFE has brought the new
Money Habitudes cards to the money book store for financial practitioners.
This unique deck of cards is an effective, novel approach to quickly
reveal clients€™ patterns of habits and attitudes about money which
can support or sabotage achieving their financial goals. They can
be used with individuals, couples or groups.
The cards are a welcome alternative to what is currently available
to financial practitioners. Until now they could either ask a lot
of questions, which clients may feel is intrusive, or they could
use impersonal questionnaires which remind clients of the unpleasant
task of taking a test. In contrast, clients associate the cards
with a non-threatening, social activity and easily engage, relax
and share insightful, productive information. Clients also report
they enjoy manipulating the cards more than filling out a form or
working on the computer.
The Money Habitudes deck includes easy-to-follow instructions for
six activities using 54 statement cards. These cards describe a
habit or attitude related to money such as: €œI rarely buy anything
unless I can pay it off right away€ and €œI am proud that I live
modestly and think others should too.€ On the back of each card
is a colorful picture to identify it with one of the six money habitudes.
Each habitude is associated with predictable money management behaviors
such as saving, investing, risk-taking and tolerance for debt. Examples
of habitudes include: Security (money represents being safe and
secure), and Status (money represents a way to create a positive
image). Also included are user-friendly interpretation cards for
each habitude with suggestions aimed at helping the individual identify
next steps for changing behaviors.
The cards are based on the most common themes and supporting information
found in current financial and psychological research. They were
developed with input from financial planners, family and consumer
specialists, credit/debt counselors, bankruptcy educators, university
faculty, personal and business coaches, therapists, and counselors.
Financial practitioners have also found that Money Habitudes cards
are time effective as well as fun.
A simple fifteen-minute activity will provide the insights needed
to:
* Determine the most effective approach in working with individual
clients to help them successfully manage and/or invest their money.
* Identify the underlying challenges a client may face in spite
of having a good plan.
* Predict and understand potential money conflicts when working
with couples, families or business partners and executive teams.
For Large Package that includes Four (4) Decks of Money Habitudes
Cards and One (1) Money Habitudes Guide for Professional Counselors
for $ 99.95, click
HERE
to purchase.
For Small Package that includes Four (1) Deck of Money Habitudes
Cards and One (1) Money Habitudes Guide for Professional Counselors
for $ 34.95, click
HERE
to purchase.
Product Details
and Photographs Below
DETAIL SHEET
Quotes from Professionals
I am having a ball with these cards! I've been using them in my
Chapter 13 Bankruptcy
classes and they€™ve been a hit! Nancy Blitho, Chapter 13 Educator,
Austin, Texas
Money Habitudes cards are a very powerful tool in helping to gauge
a client's internal feelings about money. People often confess that
their financial situation is a source of frustration. Helping them
recognize and understand the deep-rooted feelings they have about
money and the life-long way they've handled it goes a long way toward
taking the steps necessary to make improvements and realizing a
more fulfilling life.
Steven S. Shagrin, JD, CFP®, Youngstown, Ohio
Statistics since Money Habitudes was introduced in November, 2003.
* Purchased by professionals in 39 states, three Canadian provinces
and two European countries.
* Being used as part of a research project at a major Northeastern
University..
* Used by financial planners working with clients to develop personal
financial plans and guide investment decisions.
* Incorporated into courses teaching basic money management and
debt management by consumer educators with State Extension Offices,
Department of Housing, the Air Force, the Army and Chapter 13 Bankruptcy
Articles scheduled to appear this spring in the following publications:
* The Journal of Personal Finance (risk tolerance)
* BizLife (business partnerships)
* AFCPE (Assoc. for Financial Counseling and Planning Education)
Forum (debt management)
For Large Package that includes Four (4) Decks of Money Habitudes
Cards and One (1) Money Habitudes Guide for Professional Counselors
for $ 99.95, click
HERE
to purchase.
For Small Package that includes Four (1) Deck of Money Habitudes
Cards and One (1) Money Habitudes Guide for Professional Counselors
for $ 34.95, click
HERE
to purchase.
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