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ICFE Consumer Alerts!
Past Articles to keep you and your loved ones out of financial 'harms way'.

11/29/2007 FTC Releases Survey of Identity Theft in the U.S. Study Shows 8.3 Million Victims in 2005
11/15/2007 Don't Let Identity Thieves Enjoy a Holiday Shopping Spree on You
10/24/2007 Now, Everyone Can Freeze Their Credit Files
Credit Freezes Can Also Help Rein in Credit Based Spending
02/22/2007 Fraudulent Telephone Tax Refunds, Abusive Roth IRAs Top Off 2007 "Dirty Dozen" Tax Scams
01/22/2007 Income Tax Refund Loans Are Very Costly
08/08/2006 New FDIC DVD Tool Helps Consumers Protect Themselves Against Identity Theft and Suggests Steps They can Take if Victimized
06/27/2006 ICFE Cautions Veterans and Active Duty Service Members:
Credit Monitoring - A Feel Good Answer, But A False Sense of Security
05/30/2006 Fighting Back Against Identity Theft
05/23/2006 AvoID Theft: Deter, Detect, Defend
 
04/01/2006 Mortgage Insurance Premiums Can and Do Rise Based on Credit File Information, Whether Its Right or Wrong.  Non-Disclosure an issue with FTC.
 
02/11/2006 Don’t be Afraid to Tell Filing an Identity Theft Police Report Can Save You Money.
 
01/13/2006 Another new debit/credit card scam...but in this one the caller does not ask for a credit card number because they already have it, but they are looking for something else.
 
09/27/2005 New “Jury Duty Scam” Seeks Personal Information By Direct Phone Contact
 
08/22/2005 ICFE Cautions Consumers to Scrutinize Identity Theft Services
Because They Are Not Always What You Thought You Paid For

 
07/27/2005 Victims May Never Resolve Identity Theft
07/10/2005 Credit Card Terms and Conditions Have a Highly Deceptive Effect
04/17/2005 Is It Overdraft Protection Or Is It Overcharging Fees?
04/17/2005 When Convenience Checks Aren't So Convenient
03/19/2005 Be Aware of Debt Elimination Scams and How They Work
02/09/2005 ICFE Certified Credit Report Reviewers and Identity Theft Prevention Specialists Trained And Ready To Assist Potential Victims Of Identity Theft As A Result Of Recently Revealed ChoicePoint Information Breach
 
02/04/2005 Identity Theft Is Mostly Between Friends
01/15/2005 Past Due Debtors Hungry For Credit Fall Into Credit Card Trap
12/04/2004 Avoid The Ghost of Christmas Past
12/04/2004 New military target: payday loans
10/25/2004 Credit scores used by Texas utility to determine rates charged to customers
09/22/2004 Your APRs may increase if you default under ANY Cardmember Agreement
08/13/2004 FTC Releases Consumer Fraud Survey More Than One-In-10 Americans
Fell Victim to Fraud

 
07/26/2004 Adverse Action Codes Used by CRAs That Affect Consumer Credit Scores
06/22/2004 Credit Counseling Update - Consumer Alert: Are Americans Enrolled In Debt Management Plans Credit Counseling Agencies That Have Tanked In Danger of Losing Their Money or Privacy?
 
05/18/2004 Bad Idea To Use Home Equity to Pay Off Credit Card Debts
05/16/2004 FACTA - Study Shows Americans Are Concerned About Identity Theft
04/07/2004 Business and Consumer Alert! Not all 10-10 calling plans are equal
03/12/2004 National check approval systems are a bane for consumers who bounce checks and get blacklisted
 
01/30/2004 Four Things Which May Negatively Affect Credit Scores
01/18/2004 How To Identify Those Financial Idiot Lights
10/30/2003 Universal Default Traps Consumers Who Pay Late
 
10/08/2003 Spotting Financial Danger Signs
10/04/2003 Universal Default Is The Latest Consumer Credit Trap
05/27/2003 ICFE Consumer alert: Your Check Is In The Mail But, DON'T CASH IT!
02/01/2003 Credit Scores Vary on Different Credit Reports - Consumers Beware!
 
01/10/2003 Paying Too Much for Things is the Most Common Form of Overspending
11/26/2002 Got Bad Debt and Looking for a Quick Fix? BEWARE! Credit Companies are Rip-Offs
11/19/2002 In Pricing, Women and Men Aren't Equal
 
06/01/2002 Payday Loans Become Scary Financial Nightmares on the Money-Merry-Go-Round
 
04/30/2002 Beware Credit Repair Scams
 
04/20/2002 Take proper steps to prevent identity from being stolen
 
04/03/2002 Lawsuit says credit repair was sham
 
03/24/2002 Identity Theft Causes Problems for Teens and Adults!
03/01/2002 Don't Trust Your Credit Report! Check it yearly advises non-profit ICFE
11/18/2001 Credit doctors' can be recognized by outrageous fees
 
08/06/2001 Avoiding a House of (Credit) Cards
 
07/23/2001 If it's truly broken,credit repair can't fix it
 
05/15/2001 If You Can Eat It, Drink It, Or Wear It, It Is NOT An EMERGENCY
 
04/18/2001 Fraud Alert Quickly Stops Activity on Stolen Identity or Credit Cards
 


 

About the ICFE:

About the ICFE:

The Institute of Consumer Financial Education (ICFE), founded in 1982 by the late Loren Dunton (creator of the “certified financial planner” (CFP) designation) and it is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely. The ICFE trains and certifies Personal Finance Instructors for its own curriculum. It also trains and certifies Credit Report Reviewers and Identity Theft Prevention Specialists.

The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its education programs and resources. It publishes the Do-It-Yourself Credit File correction Guide, now in its 16th printing and has distributed over one million “Credit/Debit Card Warning Labels” and “Credit/Debit Card Sleeves” world wide.

The ICFE became an official partner with the Department of Defense/Financial Readiness Campaign in June of 2004.

The ICFE is also a partner in the national Jump$tart Coalition for Financial Literacy and the California Jump$tart chapter. The ICFE staff is also active with San Diego Saves, an offshoot of America Saves, and the California Student Debt Resource Awareness Project (CASDRAP) (studentdebthelp.org).

The ICFE’s on-line help for consumers who spend too much was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from “The Money Instruction Book,” a course in personal finance, positioned to become among the premier programs in the new bankruptcy and debtor education initiatives.

The ICFE Web site at: http://www.icfe.info helps consumers with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and videos and how to teach children about money. Other ICFE services include a free eNewsletter, and an online resource center of financial education learning tools, including videos, books, software and personal finance courses.
.

 
To Order Financial Education Books, Videos & Tapes:
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THE ICFE DOES NOT ACCEPT DISCOVER CARDS, CLICK HERE TO FIND OUT WHY…
call 619-239-1401 fax 619-923-3284 OR or send check or money order to:
Institute of Consumer Financial Education
P.O. Box WWW-34070
San Diego, CA 92163-4070
Printable Order Form
Note: The Institute of Consumer Financial Education does not make names available to third parties
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