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The
Institute of Consumer Financial Education Do-It-Yourself
Credit File Correction Guide (English)
takes you through a step by step
process of getting your credit files, and explains how
to read them.
You'll find an easy to understand explanation, on how
your credit files are created and how they are kept Current.
In addition, you'll find out who else can have a look
at your credit and debt repayment history. The Institute
of Consumer Financial Education Do-It-Yourself Credit
File Correction Guide will help you to
identify what data and other information can be changed,
and what follow up procedures will insure your success.
This guide includes a credit file request form, and over 10 sample letters to smooth your communications with the
credit reporting agencies in such areas as covering disputes,
old information, removing incorrect information, and making
other changes and additions (see contents list that follows)

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Special Bonus Section:
"Help with the credit
puzzle"
Use the guide that libraries, schools. credit and debt counselors,
and financial planners use to counsel their clients! The Institute
of Consumer Financial Education Do-it-yourself Credit File
Correction Guide comes with a money back guarantee.
* Rated, "Best in Category...We have
found similar books on the market for three times the ($10) price,
and none were more complete" L.A. Bargain Book.


Table of Contents:
- Introduction - Major Features of FACTA
- About the The Institute of Consumer Financial Education -ICFE
- Answers to The Most Often asked Questions About Credit File
Correction
- About Credit Reports
- How to Obtain a Copy Of Your Credit Report -Free Credit
Reports Under FACTA
- Major Credit Reporting Agencies in the United States-Credit
File Request Addresses
Credit File Request Form
- What to Look For on Credit Reports
Credit Inquiries and Your FICO Score
- Improving Your FICO Score
- Sample Credit Profile
- Where to Write for Further Help
- How to make Changes and Corrections on a Credit Report

- SAMPLE LETTERS
- Dispute Letter 1
- Dispute Letter 2
- Dispute Letter 3
- Dispute Letter 4
- Dispute Letter 5
- Additional Credit Reference Letter 1
- Additional Credit Reference Letter 2
- Unauthorized Credit Report Inquiry Letter 1
- Unauthorized Credit Report Inquiry Letter 2
- Subscriber Information Request Letter
Letter to Close Account With Zero Balance
- Example of a Consumer 100-word statement Letter 1
- Example of a Consumer 100-word statement Letter 2
- Government Agency Complaint Letter
- Mail List Restriction Letter
Special Bonus Section: Help With the Credit Puzzle
The
Importance of a Credit Rating
Credit Backgrounder
Things a Lender Will Require Before Extending Credit
Steps to Establishing Credit
Steps to Re-establishing Credit
Rules for Managing and Maintaining Credit
Check Approval Systems
Identity Theft
Wealth Building Financial Strategies
Signs and Symptoms of Money Troubles
Guidelines for Improved Spending
How to Make Present Income Go Farther
Dealing With Creditors
Steps to Take to Reduce Indebtedness
A Checklist When Taking Out a Loan
Other Publications from the ICFE
Ask about

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