Diego, CA. "The Federal Trade Commission reports that
tens of thousands of consumers nationwide are being ripped off by
so-called credit doctors and credit repair scams. The do-it-yourself
process is the most effective, economical method for credit file
fixes and improvement," said Paul S. Richard, executive director
of the nonprofit Institute of Consumer Financial Education (ICFE),
based in San Diego, CA.
The ICFE "Do-It-yourself File Correction
Guide," published by the ICFE, and is recommended to consumers by a variety of media including
the Los Angeles Times, Cosmopolitan, Business Week, Consumers Digest, Kiplinger's Personal Magazine, Army Times, Black Enterprise
Magazine, Copley News, Knight-Ridder News, Maturity News, L.A. Bargain Book and
Over 35,000 ICFE "Do-It-yourself File Correction Guides" are now in use by such diverse groups as: Consumer Credit Counseling service
(CCCS), Christian Credit Counseling International, Christian Financial Advisors, American Collectors Association, The USDA's Cooperative
Extension Service, and the employee assistance division of the U. S. House of Representatives, U. S. Navy, U. S. Army, U. S. Coast Guard, and
U. S. Air Force. Also, Los Angeles County Public Libraries, San Diego Public Libraries, bankruptcy attorneys, credit unions, automobile
dealers, finance companies, real estate agents, mortgage lenders, financial planners, and
thousands of consumers nationwide.
The updated edition includes the latest amendments to the rules by the Federal Trade
Commission which oversees the Fair Credit Reporting Reform Act. Also included are a list of
consumer credit rights, credit file request forms, sample letters to smooth communications with credit
reporting agencies and a special bonus section called "Help with the credit puzzle." There is complete listings of major credit reporting
agencies and governmental agencies that help consumers. The cost is still only $10
To order your personal copy, send $10 + postage to:
ICFE Credit File Correction Guide,
PO Box 34070 San Diego, CA 92163
Or to use a VISA or MasterCard, please call 1-619-239-1401.
Visit the ICFE on-line at: www.financial-education-icfe.org.
and Custom Logo Price List
If you do not have Internet access, to receive the same information on the
web sites, send $1 and a double stamped, self-addressed envelope to:
Credit File Request Forms
PO Box 34070
San Diego CA 92163-4070
For more information contact Paul S. Richard ICFE Executive Director at 619-239-1401.