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"Tips For Using Credit Cards"

From the nonprofit Institute of Consumer Financial Education

CONTACT: Paul S. Richard, ICFE Executive Director at 619-239-1401

San Diego, CA.  The Institute of Consumer Financial Education (ICFE), a nonprofit group based in San Diego and originator of the Credit Card Warning Labels" offers the following tips to consumers for using credit and charge cards:

Reduce the number of cards you carry and use just one or two. (Optional:  Place credit card warning labels on credit cards.
Use credit cards only for essential purchases.
Return all unwanted credit cards, cut up into pieces, to the credit or charge card issuer immediately.
Keep unused cards in a safe place.
Carry credit cards separately from your wallet or purse.
Keep your card in view whenever you hand it to a merchant.
Destroy carbon papers on receipts.
Never lend your cards to anyone.
Promptly report questionable charges.
Avoid signing blank charge vouchers.
Don't give card numbers out over the phone on calls you didn't originate.
Enter charge purchases in your checkbook register as though they were a check.

"Credit Card Warning Label" Ordering Information:

For 10 Credit Card Warning Labels, (please specify A, B or C version)
plus information on how to create a Spending-Plan the how to use the Spending-by-Choice Technique, please send $2, and a 
self-addressed, double stamped business-sized envelope to

(Quantity prices 500 per roll $49.95 + $3.05 p&h - 1000 per roll $89.95 + $4.05 p&h)

ICFE Credit Protection
PO Box 34070, 
San Diego, CA 92163.
Order on-line using a VISA, American Express or MasterCard or Check
(NOTE: minimum charge order on this item is $10.)
OR by calling 619-239-1401.

For more information contact Paul S. Richard ICFE Executive Director at 619-239-1401.

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