"Revised Consumer Book Helps
Avoid Credit Repair
ICFE's "Do-It-Yourself Credit File Correction Guide"
Still Only $10 - Twelfth Printing October 2002
RELEASE: May 2001
CONTACT: Paul S. Richard, ICFE Executive Director
San Diego, CA. "The Federal Trade Commission reports thousands of
consumers nationwide are still being ripped off by so-called credit doctors and credit repair scams. The do-it-yourself process is the most
effective, economical method for credit file fixes," said Paul S. Richard, executive director of the nonprofit Institute of Consumer Financial
Education (ICFE), based in San Diego, CA., which helps consumers improve spending, increase savings and use credit wisely.
The Twelfth Printing of the ICFE "Do-It-yourself File Correction
Guide," was revised and published by the ICFE in October 2002. It has been
recommended to consumers by a variety of media including the Los Angeles Times, Cosmopolitan, Business Week, Consumers Digest, Kiplinger's
Personal Magazine, Army Times, Black Enterprise Magazine, Copley News, Knight-Ridder News, Maturity News, L.A. Bargain Book and numerous
The ICFE Guides are in use by such diverse groups as: Consumer Credit Counseling Service (CCCS), Christian Credit Counseling
International, Christian Financial Advisors, American Collectors Association, The USDA's Cooperative Extension Service, and the employee assistance division of the U. S. House of Representatives, U. S. Navy,
U. S. Army, U. S. Coast Guard, U. S. Marine Corps and U. S. Air Force. Also, Los Angeles County Public Libraries, San Diego Public Libraries,
bankruptcy attorneys, credit unions, automobile dealers, finance companies, real estate agents, mortgage lenders, financial planners, and
The updated edition includes the latest amendments to the rules by the Federal Trade Commission which oversees the Fair Credit Reporting
Reform Act. Also included are a list of consumer credit rights, credit file request forms, sample letters to smooth communications with credit
reporting agencies and a special bonus section called "Help with the credit puzzle." There is complete listings of major credit reporting
agencies and governmental agencies that help consumers. The cost is
still only $10 plus $2 postage anywhere in the USA.
To order, send $10 plus $2 postage plus to: ICFE Credit File Correction Guide, PO Box
4070 San Diego, CA 92163 Or to use a VISA, MasterCard or American Express, please call 1-619-239-1401 OR visit the ICFE on-line at:
About the ICFE:
The Institute of Consumer Financial Education (ICFE),
founded in 1982 by the late Loren Dunton - creator of the "certified
financial planner” (CFP) designation - is dedicated to helping consumers
of all ages to improve their spending, increase savings and use credit
more wisely. The years between 1984 and 2000, the ICFE was also known as
the National Center for Financial Education (NCFE).
The ICFE is a nonprofit consumer education organization that has helped millions of people through its education programs and Resources. Over
one million "Credit
/ Debit Card Warning
Labels” and "Credit
/ Debit Card Sleeves” are in circulation world wide.
The ICFE's on-line help for consumers who spend too much
was featured in PARADE Magazine (June 9th, 2002) in the Intelligence
Report section. The money helps and tips are from the "Money
Instruction Book," a course in personal finance, which was completely
revised and updated in 2002 and is positioned to become among the premier
programs in the new bankruptcy and debtor education initiatives.
The ICFE's "Do-It-Yourself Credit File Correction
Guide," now in its Twelfth Printing, is in use by thousands of consumer credit and debt
counselors in addition to tens of thousands of consumers. It received a
"buy” rating in July, August and November from nationally syndicated
financial columnist, Humberto Cruz in his column, "The Savings Game".
BottomLine Personal newsletter gave the Guide a "Send For” rating in
September 2001. The ICFE and our do-it-yourself approach to credit file
correction was featured on NBC Nightly News on 04-30-02. The Spanish
edition of the Guide premiered in January 2002. Syndicated columnist,
Robert Heady also gave the ICFE Guide a "buy” rating.
The ICFE Web site at: www.financial-education-icfe.org helps consumers with
mending spending, learn about the
proper use of credit, budget and expense guidelines, how to set up and implement a
spending-plan and also access financial education courses and videos and how to
teach children about money. Other ICFE services include a
free eNews, and an
on-line resource center of financial education
learning tools, including videos, books and personal finance courses.
Consumers may learn more on the Internet about the "Do-It-Yourself
Credit File Correction Guide" here, or fill out our request
form, indicating your areas of interest.
For more information contact Paul S. Richard ICFE Executive Director at 619-239-1401.