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San Diego, CA. The ICFE’s Spendermender is
now counseling online. Consumers whose spending is out of
control, and as a result, may have seriously damaged their
individual credit ratings and FICO credit scores, may now
speak online or by telephone with the Spendermender. The
new counseling service is being made available by the
nonprofit Institute of Consumer Financial Education
(ICFE), a San Diego based group helping people of all ages
improve their spending, increase their savings and use
credit more wisely.
The ICFE’s Spendermender is
Paul S. Richard, a registered financial consultant,
(RFC) and a Certified Consumer Interviewer on the Fair
Credit Reporting Act, by the Consumer Data Industries
Association (CDIA). He is also the nonprofit ICFE’s
executive director.
Thousands of people in America are victims of poor
spending practices and habits. Many of them find they
seemingly have little or no control over their actions and
need help changing their hurtful spending and the certain
negative outcomes. Stories about the financial havoc
wreaked on someone’s once good credit rating are
plentiful. Helping those consumers mend their spending and
helping them to eventually recover their credit ratings or
improve their FICO credit score is the end goal of the
counseling sessions. Individuals who reside in the greater
San Diego area make also make appointments for
face-to-face counseling on spending and credit report
reviews.
For more information about mending spending, or improving
credit ratings through a new credit education course known
as
Credit When Credit Is Due, visit the ICFE's Web page
at: http://www.icfe.info.
The
site also includes helpful sections on increasing savings,
using credit wisely, plus "How to set up and implement a
spending-plan" (with a one page work sheet) for personal
and/or family finances.
To receive the same information by mail, please send $1
and a self-addressed, 60 cent stamped envelope to: ICFE
Spending Tips at PO Box 34070 San Diego, CA 92163-4070.
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About the ICFE:
About the
ICFE:
The Institute of Consumer Financial Education (ICFE), founded in 1982 by the
late Loren Dunton (creator of the “certified financial planner” (CFP)
designation) and it is dedicated to helping consumers of all ages to improve
their spending, increase savings and use credit more wisely. The ICFE trains and
certifies Personal Finance Instructors for its own curriculum. It also trains
and certifies Credit Report Reviewers and Identity Theft Prevention Specialists.
The ICFE is an award winning, nonprofit, consumer education organization that
has helped millions of people through its education programs and resources. It
publishes the Do-It-Yourself Credit File correction Guide, now in its 16th
printing and has distributed over one million “Credit/Debit Card Warning Labels”
and “Credit/Debit Card Sleeves” world wide.
The ICFE became an official partner with the Department of Defense/Financial
Readiness Campaign in June of 2004.
The ICFE is also a partner in the national Jump$tart Coalition for Financial
Literacy and the California Jump$tart chapter. The ICFE staff is also active
with San Diego Saves, an offshoot of America Saves, and the California Student
Debt Resource Awareness Project (CASDRAP) (studentdebthelp.org).
The ICFE’s on-line help for consumers who spend too much was featured in PARADE
Magazine in the Intelligence Report section. The money helps and tips are from
“The Money Instruction Book,” a course in personal finance, positioned to become
among the premier programs in the new bankruptcy and debtor education
initiatives.
The ICFE Web site at:
http://www.icfe.info helps consumers with mending spending, learning about
the proper use of credit, budget and expense guidelines, how to set up and
implement a spending-plan and also how to access financial education courses and
videos and how to teach children about money. Other ICFE services include a free
eNewsletter, and an online resource center of financial education learning
tools, including videos, books, software and personal finance courses.
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