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San Diego, CA -
1) Minimize number of trips to the store.
2) Always use a list designed on store layout to save time
and money.
3) Shop alone and avoid going to the store just before a
meal.
4) Always check store ads and flyers for on sale money
saving specials.
5) Take advantage of the always plentiful coupons and
rebates.
6) Shop stores that double or triple coupons for greater
savings.
7) Cold cuts of meats usually cost less per pound at the
deli-counter.
8) Save money on cheese: purchase in blocks, slice and
shred at home.
9) Purchase fresh, unpeeled, unwashed, unpackaged
vegetables.
10) Purchase fruits and vegetables by the bag for best
value.
11) Purchase milk by the gallon, versus quarts, for best
value.
12) Bulk buy whenever practical and save on cost per ounce
or pound.
13) Avoid using expensive cuts of meats in stews or
casseroles.
14) Compare prices on fresh/frozen turkeys for more edible
meat per
pound.
15) Pre-packaged foods cost 10 to 20 times more.
16) Purchase generic or store brands when practical and
money saving.
17) Purchase fresh seafood in season to avoid higher
prices.
18) Avoid the more expensive single servings and so-called
snack-packs
19) Purchase fruits and vegetables in season to avoid
higher prices.
20) Items placed at eye level on shelves are often more
expensive.
Editor's note: The MONEY HELPS packet is $1 for consumers
who send the ICFE a 60 cent stamped self-addressed #10
envelope. MONEY HELPS includes: "Spender's Profile"; "15
steps to improve spending" "How to spend smarter for
household and grocery items"; "How to set up and implement
a spending-plan"; "Dealing with creditors"; "Steps to take
to reduce indebtedness." Send to: ICFE Money Helps, PO Box
34070, San
Diego, CA 92163-4070. The same information is available
at: www.icfe.info.
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About the ICFE:
The Institute of Consumer Financial Education (ICFE) was founded in 1982 by the late Loren Dunton (creator of the Certified Financial Planner (CFP) designation). The ICFE is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely.
The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its education programs and resources. It publishes the Do-It-Yourself Credit File correction Guide, which is updated annually. The ICFE has distributed over one million Credit/Debit Card Warning Labels and Credit/Debit Card Sleeves world wide.
The ICFE became an official partner with the Department of Defense/Financial Readiness Campaign in June of 2004.The ICFE was an active partner in the California Student Debt Resource Awareness Project (CASDRAP) which resulted in a new web site: (studentdebthelp.org). CASDRAP disbanded in 2010, shortly after the web site project was completed. In 2011 the ICFE assumed the single sponsorship of the (studentdebthelp.org) web site and is now responsible for its content and operation.
The ICFE is also an on-line help for consumers who spend too much. ICFE's spending help was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from the ICFE's Money Instruction Book, our course in personal finance.
Visit the ICFE's other web sites at: www.icfe.info and studentdebthelp.org. Both sites helps consumers and students with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and how to teach children about money. Other ICFE services include: Ask Mr. G, a free eNews, and an online resource center for students, parents and educators, plus financial education learning tools and a book store.
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About the ICFE:
The Institute of Consumer Financial Education (ICFE), founded in 1982 by the
late Loren Dunton (creator of the “certified financial planner” (CFP)
designation) and it is dedicated to helping consumers of all ages to improve
their spending, increase savings and use credit more wisely. The ICFE trains and
certifies Personal Finance Instructors for its own curriculum. It also trains
and certifies Credit Report Reviewers and Identity Theft Prevention Specialists.
The ICFE is an award winning, nonprofit, consumer education organization that
has helped millions of people through its education programs and resources. It
publishes the Do-It-Yourself Credit File correction Guide, now in its 16th
printing and has distributed over one million “Credit/Debit Card Warning Labels”
and “Credit/Debit Card Sleeves” world wide.
The ICFE became an official partner with the Department of Defense/Financial
Readiness Campaign in June of 2004.
The ICFE is also a partner in the national Jump$tart Coalition for Financial
Literacy and the California Jump$tart chapter. The ICFE staff is also active
with San Diego Saves, an offshoot of America Saves, and the California Student
Debt Resource Awareness Project (CASDRAP) (studentdebthelp.org).
The ICFE’s on-line help for consumers who spend too much was featured in PARADE
Magazine in the Intelligence Report section. The money helps and tips are from
“The Money Instruction Book,” a course in personal finance, positioned to become
among the premier programs in the new bankruptcy and debtor education
initiatives.
The ICFE Web site at:
www.icfe.info helps consumers with mending spending, learning about
the proper use of credit, budget and expense guidelines, how to set up and
implement a spending-plan and also how to access financial education courses and
videos and how to teach children about money. Other ICFE services include a free
eNews, and an online resource center of financial education learning
tools, including videos, books, software and personal finance courses.
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