ICFE eNEWS #11-19 - April 14, 2011
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*** April is Financial Literacy Month ***

The Learning Channel's EXTREME COUPONING Show

The Learning Channel's (TLC) latest "Extreme Couponing" latest season is underway. Are you a coupon user? Would you like to increase the amount of money you are saving by using coupons? Below is a review of some of the basic tricks these coupon pros use. Read on for six ways you can begin to save like an extreme couponer.

1. Start Small
Don't try to go extreme all at once. Take it step by step, rather than show up at a checkout with 50 coupons and little idea what you're doing.
2. Never Pay For Coupons
There are some things in this life you just shouldn't pay for, and a coupon is one of them. Paying someone to clip or organize your coupons defeats the purpose of living frugally. Instead, surf Sunday newspaper ad supplements for coupon savings; ask your neighbors for their unwanted papers; or dive inside a recycled dumpster or two. Also, free online coupon sites like CouponSherpa.com give consumers access to a multitude of coupon codes and printable coupons for thousands of merchants.
3. Get Organized
A little organization can go a long way. Always create a shopping list and have your coupons and shopping strategy organized before you even enter the store. Use an expandable coupon binder to sort coupon inserts by date, categories and expiration dates. Transfer to a small couponizer only those you'll need for a specific shopping trip.
4. Location, Location, Location
Where you shop is a key factor in making the best use of your time and coupons. Only shop at locations that allow coupon stacking and combining coupons with in-store offers. Don't be afraid to call and ask about policies before you show up. You don't want to wind up embarrassed at the checkout line with a handful of useless coupons.
5. Loyalty Rewards
Always take advantage of club membership rewards. These programs are usually free and have many savings perks, like rewards points, cash back programs, and double points for every certain amount you spend.
6. Don't Be Greedy
This is often where extreme couponers cross over into the world of hoarding. Only shop for items you actually need, products you can stock up on that aren't perishable, and those you can donate. Remember, a bargain is only a bargain if you can actually use the purchase. If your pantry has expanded into your living room and the kids are sleeping on rolls of toilet paper, you've probably reached hoarder status.

Check your local listings for TLC - Extreme Couponing for the air times and dates in your area.


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Sent by:

Paul S. Richard
President - Executive Director
Institute of Consumer Financial Education (ICFE)

About the ICFE:

The Institute of Consumer Financial Education (ICFE) was founded in 1982 by the late Loren Dunton (creator of the Certified Financial Planner (CFP) designation).  The ICFE is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely. 
The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its education programs and Resources. It publishes the Do-It-Yourself Credit File correction Guide, which is updated annually. The ICFE has distributed over one million Credit/Debit Card Warning Labels and Credit/Debit Card Sleeves world wide.

The ICFE became an official partner with the Department of Defense/Financial Readiness Campaign in June of 2004.The ICFE was an active partner in the California Student Debt Resource Awareness Project (CASDRAP) which resulted in a new web site: (studentdebthelp.org).  CASDRAP disbanded in 2010, shortly after the web site project was completed.  In 2011 the ICFE assumed the single sponsorship of the (studentdebthelp.org) web site and is now responsible for its content and operation.

The ICFE is also an on-line help for consumers who spend too much.  ICFE's spending help was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from the ICFE's Money Instruction Book, our course in personal finance.

Visit the ICFE's other web sites at: www.financial-education-icfe.org and studentdebthelp.org.  Both sites helps consumers and students with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and how to teach children about money. Other ICFE services include: Ask Mr. G,  a free eNews, and an online resource center for students, parents and educators, plus financial education learning tools and a book store.

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Copyright ©  1997 - by Paul S. Richard
and the Institute of Consumer Financial Education, All Rights Reserved.
View our
Privacy Policy Our Terms and Conditions

Institute of Consumer Financial Education
PO Box 34070
San Diego, Ca 92163
Paul S. Richard, Executive Director
Phone 619-239-1401

FAX 619-923-3284

Questions for www.financial-education-icfe.org Click to go to Website Contact Us or 
Website Design Donated by Desgn School Programs

Please Tell An Associate, Friend or Family Member About the ICFE

Home ] ICFE News Releases ] ICFE in the News ] Children and Money ] Financial Education ] Resource Center ] Credit Card Tips ][ Credit File Correction ] Mending Spending ] Links and Resources ]  [ Online Store ]

 

Copyright ©  1997 - by Paul S. Richard
and the Institute of Consumer Financial Education, All Rights Reserved.
View our
Privacy Policy Our Terms and Conditions

Institute of Consumer Financial Education
PO Box 34070
San Diego, Ca 92163
Paul S. Richard, Executive Director
Phone 619-239-1401

FAX 619-923-3284

Questions for www.financial-education-icfe.org Click to go to Website Contact Us or 
Website Design Donated by Desgn School Programs