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ICFE
ICFE eNEWS #12-20 - September 25th 2012

Nonprofit ICFE Help Professionals Expand Their Market with Niche Certification Programs

San Diego, CA. - Small business owners, like financial planner John Hobden of London, Ontario, Canada, was looking for a relatively quick way to expand his business.

What John discovered was a niche certification, the Certified SmartEquity Specialist (CSES™) program from the nonprofit Institute of Consumer Financial Education - ICFE, based in San Diego, CA. Hobden learned a new way - not the make an extra payment plan - to pay off his mortgage and lower the amount of his interest payments resulting in a tremendous savings of his time and money.

"My referral business has exploded to the point I'm having a hard time keeping up with the appointments. All I did was share my CSES™ course experience with my clients and helped them save thousands in loan interest payments," he recalled. "I found by first helping clients free up cash flow and saving thousands of dollars in loan interest payments, they found it easy to get properly insured. The Certified SmartEquity Specialist program from the ICFE helped me both personally and professionally," Mr. Hobden said.

Most in the forefront is the Certified Identity Theft Risk Management Specialist (CITRMS®), introduced in 2006 by the ICFE. It is the nation's only recognized certification course training individuals how to access an individual's or small business owners' risk of identity theft. CITRMS® professionals show them how to minimize or eliminate their risk all together.

Nearly 5000 individuals have enrolled in the CITRMS® course. ID Theft protection industry giant, ID Experts, based in Portland, OR has required many of their front line customer service representatives obtain this valuable training and the CITRMS® certification.

Many military and civilian credit and debt counselors, attorney's and their legal assistants, notary publics and fraud investigators worldwide are among those whose professional standing is boosted by CITRMS® qualification. The ICFE maintains an international directory of all its certificants.

Credit reporting, credit ratings and credit scores are another area of specialization for many different professionals. By becoming a Certified Credit Report Reviewer (CCRR®) through the ICFE, people can make an immediate impact on the lives of their clients and their credit reports. CCRRs® are trained to look for a wide variety of reporting irregularities and mistakes. CCRRs® also put in seminars on how to improve credit scores.

Another ICFE course is the Certified Home Equity Conversion Mortgage (CHECMS™). It fine-tune's the real estate or mortgage person's knowledge and how to help their clients navigate the reverse mortgage process.

The ICFE also has instructor training courses for "Make Your Move", a first-time home buyers course, "Money in Motion", "Money and Faith in Motion" and the "Money Instruction Book". "Credit When Credit is Due" is one of the nations most popular consumer credit courses with almost a half million people enrolled or completing it.

The ICFE's courses are accepted for continuing education (CE) credits by a wide variety of professional associations, state regulatory and licensing authorities, including the CFP® Board of Standards and Practices and the Association for Counseling and Planning Education.

A specialized certification may help a small businessperson land a sole source contract. For instance, many municipalities and private employers make Identity Theft Protection part of an employees benefit package. When they issue requests for proposals, most specify the individuals who work with their employees must have a CITRMS® designation. A certification could also land a professional a "preferred vendor" status with many companies and governmental employers.

For more information about the ICFE's Certifications and the International Directory of Certificants, please visit ICFE.info.


ICFE eNEWS is available FREE upon request by visiting our Web site and filling out the contact form, with the words "eNews request" included in the comments field. Please pass this eNEWS on to your peers and interested others and invite them to subscribe for free.

Sent by:

Paul S. Richard
President - Executive Director
Institute of Consumer Financial Education (ICFE)

About the ICFE:

The Institute of Consumer Financial Education (ICFE) was founded in 1982 by the late Loren Dunton (creator of the Certified Financial Planner (CFP) designation).  The ICFE is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely. 
The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its education programs and Resources. It publishes the Do-It-Yourself Credit File correction Guide, which is updated annually. The ICFE has distributed over one million Credit/Debit Card Warning Labels and Credit/Debit Card Sleeves world wide.

The ICFE became an official partner with the Department of Defense/Financial Readiness Campaign in June of 2004.The ICFE was an active partner in the California Student Debt Resource Awareness Project (CASDRAP) which resulted in a new web site: (studentdebthelp.org).  CASDRAP disbanded in 2010, shortly after the web site project was completed.  In 2011 the ICFE assumed the single sponsorship of the (studentdebthelp.org) web site and is now responsible for its content and operation.

The ICFE is also an on-line help for consumers who spend too much.  ICFE's spending help was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from the ICFE's Money Instruction Book, our course in personal finance.

Visit the ICFE's other web sites at: www.financial-education-icfe.org and studentdebthelp.org.  Both sites helps consumers and students with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and how to teach children about money. Other ICFE services include: Ask Mr. G,  a free eNews, and an online resource center for students, parents and educators, plus financial education learning tools and a book store.

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and the Institute of Consumer Financial Education, All Rights Reserved.
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PO Box 34070
San Diego, Ca 92163
Paul S. Richard, Executive Director
Phone 619-239-1401

FAX 619-923-3284

Questions for www.financial-education-icfe.org Click to go to Website Contact Us or 
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Home ] ICFE News Releases ] ICFE in the News ] Children and Money ] Financial Education ] Resource Center ] Credit Card Tips ][ Credit File Correction ] Mending Spending ] Links and Resources ]  [ Online Store ]

 

Copyright ©  1997 - by Paul S. Richard
and the Institute of Consumer Financial Education, All Rights Reserved.
View our
Privacy Policy Our Terms and Conditions

Institute of Consumer Financial Education
PO Box 34070
San Diego, Ca 92163
Paul S. Richard, Executive Director
Phone 619-239-1401

FAX 619-923-3284

Questions for www.financial-education-icfe.org Click to go to Website Contact Us or 
Website Design Donated by Desgn School Programs