ICFE eNEWS #12-20 - September 25th 2012
Nonprofit ICFE Help Professionals Expand Their Market with
Niche Certification Programs
San Diego, CA. - Small business owners, like financial
planner John Hobden of London, Ontario, Canada, was looking for
a relatively quick way to expand his business.
What John discovered was a niche certification, the Certified
SmartEquity Specialist (CSES™) program from the nonprofit
Institute of Consumer Financial Education - ICFE, based in San
Diego, CA. Hobden learned a new way - not the make an extra
payment plan - to pay off his mortgage and lower the amount of
his interest payments resulting in a tremendous savings of his
time and money.
"My referral business has exploded to the point I'm
having a hard time keeping up with the appointments. All I did
was share my CSES™ course experience with my clients and helped
them save thousands in loan interest payments," he recalled. "I
found by first helping clients free up cash flow and saving
thousands of dollars in loan interest payments, they found it
easy to get properly insured. The Certified SmartEquity
Specialist program from the ICFE helped me both personally and
professionally," Mr. Hobden said.
Most in the forefront is the Certified Identity Theft Risk
Management Specialist (CITRMS®), introduced in 2006 by the ICFE.
It is the nation's only recognized certification course training
individuals how to access an individual's or small business
owners' risk of identity theft. CITRMS® professionals show them
how to minimize or eliminate their risk all together.
Nearly 5000 individuals have enrolled in the CITRMS® course.
ID Theft protection industry giant, ID Experts, based in
Portland, OR has required many of their front line customer
service representatives obtain this valuable training and the
Many military and civilian credit and debt counselors,
attorney's and their legal assistants, notary publics and fraud
investigators worldwide are among those whose professional
standing is boosted by CITRMS® qualification. The ICFE maintains
an international directory of all its certificants.
Credit reporting, credit ratings and credit scores are
another area of specialization for many different professionals.
By becoming a Certified Credit Report Reviewer (CCRR®) through
the ICFE, people can make an immediate impact on the lives of
their clients and their credit reports. CCRRs® are trained to
look for a wide variety of reporting irregularities and
mistakes. CCRRs® also put in seminars on how to improve credit
Another ICFE course is the Certified Home Equity Conversion
Mortgage (CHECMS™). It fine-tune's the real estate or mortgage
person's knowledge and how to help their clients navigate the
reverse mortgage process.
The ICFE also has instructor training courses for "Make Your
Move", a first-time home buyers course, "Money in Motion",
"Money and Faith in Motion" and the "Money Instruction Book".
"Credit When Credit is Due" is one of the nations most popular
consumer credit courses with almost a half million people
enrolled or completing it.
The ICFE's courses are accepted for continuing education (CE)
credits by a wide variety of professional associations, state
regulatory and licensing authorities, including the CFP® Board
of Standards and Practices and the Association for Counseling
and Planning Education.
A specialized certification may help a small businessperson
land a sole source contract. For instance, many municipalities
and private employers make Identity Theft Protection part of an
employees benefit package. When they issue requests for
proposals, most specify the individuals who work with their
employees must have a CITRMS® designation. A certification could
also land a professional a "preferred vendor" status with many
companies and governmental employers.
For more information about the ICFE's Certifications and the
International Directory of Certificants, please visit ICFE.info.