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ICFE
ICFE eNEWS #13-05 - February 26th 2013

Consumer.Data.Gov is Live!

Smart Disclosure Data Community at Consumer.Data.gov, is an important step to empower Americans with the data and tools they need to make more informed choices in the marketplace.

"Smart disclosure" is the act of making potentially useful data more readily available--both to consumers directly and to innovators who can use it to build tools that help consumers make smart decisions. Federal agencies have already taken steps to promote smart disclosure by unleashing their data to support creation of a range of new apps, websites, and services--including product comparison websites, mobile shopping apps, and personalized dashboards that help consumers monitor their finances and energy usage.

The Community announced today is a first-of-its-kind centralized platform containing over 400 smart disclosure data sets and Resources from dozens of agencies across government. Using the Community, entrepreneurs and innovators can access free Federal data to create the consumer applications, products, and services of the future--all in one convenient location.

Innovators have already built a number of successful products using smart disclosure data. One company offers a mobile app that uses freely available Federal data about health care facilities, along with other information, to connect patients to local health care providers. Another startup uses free data from the Department of Labor to help individuals understand their 401(k) plans. Yet another company employs anonymized credit card complaint data from the Consumer Financial Protection Bureau to help consumers monitor their credit and debit cards for suspicious charges.

Other tools focus on empowering individuals to make informed decisions based on their own personal data, while ensuring security and safeguarding privacy. For example, a number of companies provide tailored advice for individuals about how to save money on their electricity bills based on their own energy usage data, which is made available through the Administration-catalyzed, industry-led Green Button initiative. Other efforts focus on giving consumers better access to their own health records and personal education data so that they can make informed choices.

The Smart Disclosure Community is designed to accelerate these innovations and fuel the next generation of tools to help consumers manage their decisions in a variety of domains, including: education, energy, environment, finance, food and nutrition, health, housing, safety, and transportation. It also contains dozens of already-existing consumer apps built using smart disclosure data; information on Federal challenges related to smart disclosure; and online forums for dialog on this important topic.

Entrepreneurs, innovators, suppliers of consumer goods and services, and members of the public are invited to explore the Smart Disclosure Data Community and join the conversation in our community forums.

Sophie Raseman is Director of Smart Disclosure in the U.S. Treasury Department's Office of Consumer Policy

Nick Sinai is Deputy US Chief Technology Officer at OSTP


ICFE eNEWS is available FREE upon request by visiting our Web site and filling out the contact form, with the words "eNews request" included in the comments field. Please pass this eNEWS on to your peers and interested others and invite them to subscribe for free.

Sent by:

Paul S. Richard
President - Executive Director
Institute of Consumer Financial Education (ICFE)

About the ICFE:

The Institute of Consumer Financial Education (ICFE) was founded in 1982 by the late Loren Dunton (creator of the Certified Financial Planner (CFP) designation).  The ICFE is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely. 
The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its education programs and Resources. It publishes the Do-It-Yourself Credit File correction Guide, which is updated annually. The ICFE has distributed over one million Credit/Debit Card Warning Labels and Credit/Debit Card Sleeves world wide.

The ICFE became an official partner with the Department of Defense/Financial Readiness Campaign in June of 2004.The ICFE was an active partner in the California Student Debt Resource Awareness Project (CASDRAP) which resulted in a new web site: (studentdebthelp.org).  CASDRAP disbanded in 2010, shortly after the web site project was completed.  In 2011 the ICFE assumed the single sponsorship of the (studentdebthelp.org) web site and is now responsible for its content and operation.

The ICFE is also an on-line help for consumers who spend too much.  ICFE's spending help was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from the ICFE's Money Instruction Book, our course in personal finance.

Visit the ICFE's other web sites at: www.financial-education-icfe.org and studentdebthelp.org.  Both sites helps consumers and students with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and how to teach children about money. Other ICFE services include: Ask Mr. G,  a free eNews, and an online resource center for students, parents and educators, plus financial education learning tools and a book store.

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Home ] ICFE News Releases ] ICFE in the News ] Children and Money ] Financial Education ] Resource Center ] Credit Card Tips ][ Credit File Correction ] Mending Spending ] Links and Resources ]  [ Online Store ]

 

Copyright ©  1997 - by Paul S. Richard
and the Institute of Consumer Financial Education, All Rights Reserved.
View our
Privacy Policy Our Terms and Conditions

Institute of Consumer Financial Education
PO Box 34070
San Diego, Ca 92163
Paul S. Richard, Executive Director
Phone 619-239-1401

FAX 619-923-3284

Questions for www.financial-education-icfe.org Click to go to Website Contact Us or 
Website Design Donated by Desgn School Programs