ICFE eNEWS #14-05 - Feb 5th 2014
Interest Rates On The Move: What
Consumers Should Do Now!
San Diego, CA, February 5th, 2014 - Uncertainty in the
interest rate markets, especially in the area of home mortgages,
makes this an important time for consumers to make well-informed
decisions, says the non-profit Institute of Consumer Financial
Education (ICFE), based in San Diego, CA.
Whether you have an existing fixed-rate or adjustable rate
(ARM) home loan, or even other significant non-mortgage debt,
decisions you take now can make the difference between debt
reduction or elimination and paying thousands of dollars of
ICFE has partnered with the SMARTEquity™ organization to
provide the Certified SmartEquity Specialist (CSES™) program.
This training and implementation program is for professionals
who work with consumers to apply a unique methodology permitting
credit-worthy people to reduce the length of time it takes to
pay off mortgage indebtedness.
With the right guidance and decisions, millions of homeowners
across the nation stand to benefit from the application of the
SMARTEquity™ program, through the efforts of CSES™
professionals. This opportunity during a time of unstable
interest rates is both timely and accessible. Additional
advantages may result from the CSES program, as it also provides
potential improvement in the credit scores of consumers.
The ICFE is the publisher and certifying authority of the
Certified SmartEquity Specialist (CSES™) credential. Holders of
the CSES™ including civilian and military financial counselors,
recognize the urgent necessity for potentially affected
consumers to take action to maximize the possibility of reducing
interest payments and overall debt, and stand ready to help.
Consultation with an ICFE Certified SmartEquity Specialist is
advisable. A state by state Directory of CSES® individuals is
provided at the ICFE web site - ICFE.org.