ICFE eNEWS #15-29 - September 19th 2015
from the CITRMS® designation to the ICFE's all new CITRMS® XV"
encouraged to review the ICFE's CITRMS®-XV
Code of Ethics
for ICFE Certificants
The ICFE announced it has completely replaced the contents of the
Independent Study Guide (ISG) for its Certified Identity Theft Risk
Management Specialist - CITRMS® certification program. It is now
known as Certified Identity
Theft Risk Management Specialist - CITRMS® XV. It was written
by Yan Ross, who also has served as the ICFE's Director of Special
Projects since 2008 and before that he practiced financial institutions
law for over 25 years.
The ICFE's Certified Identity Theft
Risk Management Specialist CITRMS ® XV Independent Study Guide (ISG)
and CITRMS® XV Examination are new and improved documents. The ISG
XV provides a new overview, current information on specific technological
and demographic developments, and a new perspective on the original
Many changes and new challenges have occurred
in the world of identity theft since the original CITRMS® study
program was first introduced in 2006 by the ICFE. Consequently,
CITRMS® XV undertakes a completely new approach to recognizing and
dealing with these developments, with particular emphasis on two
groups of specialized concerns: divided into technology and demographic/activity
Due to the proliferation of data breaches, requirements
for organizations that have suffered such breaches have expanded
as well, notably the requirement to make prompt notification to
all individuals who may be at risk of identity theft due to the
compromise of the security of their personally sensitive information.
In the past eight years, over seven thousand professionals have
successfully completed the CITRMS® program and have been ICFE certified.
Effective on the date the CITRMS® XV is published, CITRMS® certificants
and CITRMS enrollees will have one year to complete the CITRMS®
XV course in order to keep their listing in the ICFE's International
Directory of Certificants.
Conditions, delivery and pricing:
CITRMS® enrollees who enrolled, but have not yet sent in their examination,
within the past TEN months will receive a CITRMS® XV ISG (PDF) and
Examination (PDF), upon request, at no additional charge.
CITRMS® enrollees who have enrolled longer than ten months ago,
but have not sent in their examination, will be able to receive
a CITRMS® XV ISG (PDF) and Examination (PDF) for $119 including
a CITRMS® XV personalized certificate.
ALL other CITRMS®
who enrolled over 15 months ago and who have not sent in their examination,
will receive a CITRMS® XV ISG (PDF) and Examination (PDF) for $169
including a CITRMS® XV personalized certificate. ALL other CITRMS®
certificants will have one year* to enroll AND complete the CITRMS®
XV ISG (PDF) and Examination (PDF) for $219 including a CITRMS®
XV personalized certificate.
The cost of the new CITRMS®
XV ISG (PDF) and Examination in published format for current CITRMS®
certificants is $399, less introductory discount of $120 for a total
of $279 including a CITRMS® XV personalized certificate and postage.
More information on
the ICFE Web site.
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Also, visit the ICFE's new Web site: StudentDebtHelp.org
Paul S. Richard
President - Executive Director
Institute of Consumer Financial Education (ICFE)
About the ICFE:
The Institute of Consumer Financial Education (ICFE) was founded in 1982 by the late Loren Dunton (creator of the Certified Financial Planner (CFP) designation). The ICFE is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely.
The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its education programs and Resources. It publishes the Do-It-Yourself Credit File correction Guide, which is updated annually. The ICFE has distributed over one million Credit/Debit Card Warning Labels and Credit/Debit Card Sleeves world wide.
The ICFE became an official partner with the Department of Defense/Financial Readiness Campaign in June of 2004.The ICFE was an active partner in the California Student Debt Resource Awareness Project (CASDRAP) which resulted in a new web site: (studentdebthelp.org). CASDRAP disbanded in 2010, shortly after the web site project was completed. In 2011 the ICFE assumed the single sponsorship of the (studentdebthelp.org) web site and is now responsible for its content and operation.
The ICFE is also an on-line help for consumers who spend too much. ICFE's spending help was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from the ICFE's Money Instruction Book, our course in personal finance.
Visit the ICFE's other web sites at: www.financial-education-icfe.org and studentdebthelp.org. Both sites helps consumers and students with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and how to teach children about money. Other ICFE services include: Ask Mr. G, a free eNews, and an online resource center for students, parents and educators, plus financial education learning tools and a book store.