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ICFE eNEWS #16-44 - December 12th 2016

Christmas Investments That Generate Interest
This article could help you have the best Christmas ever!
By Jim Garnett, a/k/a Ask Mr.G a member of the ICFE's Board of Educational Advisors

As many of you know, before I became a financial counselor, I served as a Senior Pastor for 30 years. During that time, I discovered that the Bible speaks more about money, finances, and stewardship than it does any other subject.

Today's topic of discussion has to do with this simple principle taught in that ancient, yet current Book: "For where your treasure is, there will your heart be also." (Matthew 6:21) The meaning of this statement is simply that our interest (our heart) will follow our treasure (what we invest in). To generate interest in something, invest in it. Giving our treasure, time, or talents generates interest that follows our investment.

The holidays for many can be a sad time because we become focused on self and what or whom we do not have. Getting our eyes off self and onto others is a guaranteed way to transform our attitude without changing our circumstances. It is a guaranteed way to produce joy inside!

So, here is a list of 40 different "investments" we can make in the people around us during the upcoming days. Take a minute to scan them and see if any of them catch your eye.

  1. Convey five compliments to five different people in two days.
  2. Pay for someone's meal anonymously.
  3. Visit a nursing home.
  4. Write thank you notes to your paperboy.
  5. Donate toys to a local shelter
  6. Drop off homemade treats to the firemen and policemen.
  7. Send a care package to a soldier.
  8. Thank a veteran for his service or pay for his meal.
  9. Invite a college kid home for Christmas.
  10. Phone a shut-in to just "catch up."
  11. Donate your time at a shelter.
  12. Take crayons and coloring books to a hospital children's ward.
  13. Let someone ahead of you in line.
  14. Leave an extra big tip and write "Merry Christmas" on the receipt.
  15. Invite an elderly person over for a meal with your family.
  16. Offer to be a driver for someone who cannot drive.
  17. Clear snow off your neighbor's walks or drive.
  18.  In one week give away five $5.00 bills to strangers and say "Merry Christmas."
  19. Offer to babysit so parents can have a night out.
  20. Give a restaurant card to each of your church staff.
  21. Buy your neighbor a bag of his favorite birdseed.
  22. Take a bag of groceries to a shut-in.
  23. Invite a relative out for coffee.
  24. Take a flower to a friend, shut in, or military spouse.
  25. Take your sibling's kids for a day so he/she can enjoy a day off.
  26. Bring in your neighbor's trash container.
  27. Pay for someone's groceries at the store or the people behind you at the drive through.
  28. Send a card or an email to someone who has been an inspiration to you and thank them.
  29. Offer your seat to someone at the doctor's office.
  30. Forgive someone who does not deserve forgiveness.
  31. Make your spouse breakfast in bed. (or not)
  32. Smile at your server and ask, "So, how's your day going?"
  33. Have your kids help you pick up trash at the park.
  34. Offer to help an elderly person find their car in the parking lot.
  35. Gather a group of friends and their children and go caroling.
  36. Empty the dishwasher for your wife or mom.
  37. Send a list of "The Top 10 Things I Like About You" to a friend.
  38. Send a thank you note to your school custodian.
  39. Phone your city administrator and thank him for his work.
  40. Ask an elderly friend to tell you about his favorite Christmas memory.

Making a conscious commitment to perform a couple of these "investments" each day can be the key for putting the "Merry" in your "Merry Christmas!"

Ask Mr. G
Jim Garnett, The Debt Doctor
AskMrG Consulting, LLC
2216 SW 35th Street
Ankeny, IA 50023

Paul S Richard PhotoICFE eNEWS is available FREE upon request by visiting our Web site and filling out the contact form, and selecting "Yes" for "Add to Mailing List. Please pass this eNEWS on to your peers and interested others and invite them to subscribe for free. Also, visit the ICFE's new Web site: StudentDebtHelp.org

Sent by:

Paul S. Richard
President - Executive Director
Institute of Consumer Financial Education (ICFE)

About the ICFE:

The Institute of Consumer Financial Education (ICFE) was founded in 1982 by the late Loren Dunton (creator of the Certified Financial Planner (CFP) designation).  The ICFE is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely. 
The ICFE is an award winning, nonprofit, consumer education organization that has helped millions of people through its education programs and Resources. It publishes the Do-It-Yourself Credit File correction Guide, which is updated annually. The ICFE has distributed over one million Credit/Debit Card Warning Labels and Credit/Debit Card Sleeves world wide.

The ICFE became an official partner with the Department of Defense/Financial Readiness Campaign in June of 2004.The ICFE was an active partner in the California Student Debt Resource Awareness Project (CASDRAP) which resulted in a new web site: (studentdebthelp.org).  CASDRAP disbanded in 2010, shortly after the web site project was completed.  In 2011 the ICFE assumed the single sponsorship of the (studentdebthelp.org) web site and is now responsible for its content and operation.

The ICFE is also an on-line help for consumers who spend too much.  ICFE's spending help was featured in PARADE Magazine in the Intelligence Report section. The money helps and tips are from the ICFE's Money Instruction Book, our course in personal finance.

Visit the ICFE's other web sites at: www.financial-education-icfe.org and studentdebthelp.org.  Both sites helps consumers and students with mending spending, learning about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also how to access financial education courses and how to teach children about money. Other ICFE services include: Ask Mr. G,  a free eNews, and an online resource center for students, parents and educators, plus financial education learning tools and a book store.

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