| San Diego, CA. There are
several unique financial education gifts available exclusively from the
nonprofit Institute of Consumer Financial Education (ICFE), based in San
Diego, CA.
This holiday season, the ICFE has created a Financial Education
Gift List for all age groups. The lists consists of a dozen
different selected courses, books, software, video and novelty gifts that
will add a new dimension of financial education
to the recipients.
(Click on Links Below to Purchase)
1) For chronic credit/debit card users, a/k/a chargaholics:
Credit/Debit Card Warning Labels
40 labels/$10 + SASE (single version or assortment) Red White and Blue in
four versions:
a) Can I Afford It?
b) Should I Charge It?
c) WARNING: Overuse Is Dangerous
d) If You Can Eat It, Drink It, Or Wear It,
It Is NOT An EMERGENCY
Credit/Debit Card Protection Sleeves, a/k/a Credit Card Condoms
10 sleeves/$10 + SASE (single version or assortment) Red White and Blue in
four versions:
a) Credit/Debit Card Sleeve For Safer Spending and Preventing Debt
b) Credit/Debit Card Condom For Safer Spending and Preventing Debt
c) WARNING! Overuse Is Dangerous
d) If You Can Eat It, Drink It, Or Wear It,
It Is NOT An EMERGENCY
2) For young people from age four to 18
Money Book for Kids. (ages 6-11 - comes in a 3-ring binder)
Interactive money learning book for kids . This is a fun book that will help
youngsters keep on top of their money, including how much they get in
allowances and earnings, how much they spend and how much they save, plus
detailed instructions and tips for kids on how to earn some money and more.
$21.95 plus $3 p&h.
Money Book For Young Adults (ages 12-17 - comes in a 3-ring
binder)
This practical book helps teenagers plan, budget and keep track of their
money. The four major sections of the book are divided into: “Giving,
Spending, Savings: Short-term and Savings: Long-term. There are different
colored tabs, pouches and worksheets for tracking spending and savings.
Young readers will also learn how plan their finances in advance. $21.95
plus $3 p&h.
Piggy Banks to Money Markets (ages five to 12 - VIDEO: VHS
format)
Its a "Kids Video Guide To Dollars and Sense. " Covers all aspects of money,
from where it all started to how it moves thorough society. Children will
enjoy watching other youngsters run their own businesses. The new music is
coupled with fun graphics. Video is about 30 minutes and comes with an
activity guide. $19.95 + $3 p&h.
3) For families with young children, a unique allowance software
Family Bank software is for young people. Money lessons and
allowance manager with a "virtual bank" on your computer. Family Bank
software is specifically designed for children to learn how to keep track of
their allowances, spending and savings with the click of a mouse. Its
features help young people develop good spending skills while they're still
at home. It can also help make savings habitual, and teach children to avoid
debt. Family Bank software is an easy-to use tool to help parents better
prepare their children to responsibly deal with their allowances and other
earned income. PC Platforms: Windows 95, 98,2000, ME, XP, and NT
compatible. $49.95 +$3.85 p&h.
4) For the first-time credit seeker or someone who has damaged their
credit
Credit
When Credit is Due Ages 18-75.
Credit When Credit Is Due is a 12-lesson text, course designed to help
individuals gain a better
knowledge of money issues and responsibilities revolving around the
world of credit. The course is a self-study curriculum, with pass/fail
tests following each lesson. When students complete the course
successfully, they will be registered in a national database and sent a
registration card identifying them to lenders as graduates of a national
standardized credit education program. They will also receive three
cards addressed to the three major credit bureaus allowing them to add a
positive statement to their credit reports. ($35.00 plus $5 p&h.)
(Available in English and Spanish)
5) For the well-to-do person in your life
Money
and Beyond Ages 25-88. By Arnold M. Patent, author of “You
can
have it all!” Money and Beyond transcends the conventional concepts of
wealth to show you how to apply the principles of spiritual fulfillment
to discover riches in all aspects of your life. He reveals 21 universal
principles to lead you to discover your own inherent power to discover
true wealth. $16.95 + $3 p&h.
6) For professional financial credit and debt counselors and planners
Money Habitudes - Counselor's Guide and four sets of Habitudes Cards
Money Habitudes™. This unique deck of cards is an effective, novel approach
that quickly reveal patterns of habits and attitudes about money which can
support or sabotage achieving financial goals. The Money Habitudes deck
includes easy-to-follow instructions for six activities using 54 statement
cards. These cards describe a habit or attitude related to money such as: “I
rarely buy anything unless I can pay it off right away” and “I am proud that
I live modestly and think others should too.” There is also a counselor's
Guide included. Guide and four decks of Cards , $99.95 + $5.40 p&h.
7) For first year college students
Smart Startz A Financial Education Program for Young People. Ages
12 and up. Teaching money management skills for life is what these four
booklets accomplish. Author Jim Garnett, an educational coordinator for
Iowa’s largest credit counseling agency, designed these self-help financial booklets, based on real life experiences.
(1) “What Every
Teen Should Know About Credit Cards” and (2) “Going To College Without Going
Broke”
Booklets available at $8.00 plus $2 p&h.
8) For a financial planner, a credit counselor, a loan officer, or
financial educator
ICFE Certified Credit Report Reviewer Certification
enrollment.
Self-study certification program on the new Fair and Accurate Credit
Transaction Act, requires passing an examination. $250.
All available from the ICFE on its Web site at:
http://www.icfe.info.
Or by phone at 619-239-1401 or by mail at: ICFE Resource Center
PO Box 34070, San Diego, CA 92163-4070.
.
For more information contact: ICFE Executive Director Paul Richard,
619-239-1401
.
About the ICFE:
The Institute of Consumer Financial Education (ICFE),
founded in 1982 by the late Loren Dunton - creator of the “certified
financial planner” (CFP) designation - is dedicated to helping consumers
of all ages to improve their spending, increase savings and use credit
more wisely. The years between 1984 and 2000, the ICFE was also known as
the National Center for Financial Education (NCFE).
The ICFE is a nonprofit consumer education organization that has helped millions of people through its education programs and resources. Over
one million “Credit
/ Debit Card Warning
Labels” and “Credit
/ Debit Card Sleeves” are in circulation world wide.
The ICFE’s on-line help for consumers who spend too much
was featured in PARADE Magazine (June 9th, 2002) in the Intelligence
Report section. The money helps and tips are from the “Money
Instruction Book,” a course in personal finance, which was completely
revised and updated in 2002 and is positioned to become among the premier
programs in the new bankruptcy and debtor education initiatives.
The ICFE’s “Do-It-Yourself Credit File Correction
Guide,” now in its Twelfth Printing, is in use by thousands of consumer credit and debt
counselors in addition to tens of thousands of consumers. It received a
“buy” rating in July, August and November from nationally syndicated
financial columnist, Humberto Cruz in his column, “The Savings Game".
BottomLine Personal newsletter gave the Guide a “Send For” rating in
September 2001. The ICFE and our do-it-yourself approach to credit file
correction was featured on NBC Nightly News on 04-30-02. The Spanish
edition of the Guide premiered in January 2002. Syndicated columnist,
Robert Heady also gave the ICFE Guide a “buy” rating.
The ICFE Web site at: www.icfe.info helps consumers with
mending spending, learn about the
proper use of credit, budget and expense guidelines, how to set up and implement a
spending-plan and also access financial education courses and videos and how to
teach children about money. Other ICFE services include a
free eNewsletter, and an
on-line resource center of financial education
learning tools, including videos, books and personal finance courses.
Consumers may learn more on the Internet about the "Do-It-Yourself
Credit File Correction Guide" here, or fill out our request
form, indicating your areas of interest.
For more information contact Paul Richard ICFE Executive Director at 619-239-1401.
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