Financial Education Gifts For Adults ages 18-99!
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"Financial Education Gifts For Adults ages 18-99!"

San Diego, CA. “There are several gifts available this holiday season that will help adults of all ages learn about their finances and how to improve them,” said Paul Richard, RFC - executive director of the nonprofit Institute of Consumer Financial Education (ICFE), based in San Diego, CA. The ICFE has reviewed and selected courses, books and novelty gifts that will add a new dimension to financial education.

NOVELTY

Credit/Debit Card Warning Labels
20 labels/$5 + SASE (single version or assortment) Red White and Blue-four versions:
a) Can I Afford It?
b) Should I Charge It?
c) WARNING: Overuse Is Dangerous
d) If You Can Eat It, Drink It, Or Wear It,
It Is NOT An EMERGENCY

Credit/Debit Card Protection Sleeves, a/k/a Condoms 10 sleevs/$5 + SASE (single version or assortment) Red White and Blue-four versions:
a) Credit/Debit Card Sleeve For Safer Spending and Preventing Debt
b) Credit/Debit Card Condom For Safer Spending and Preventing Debt
c) WARNING! Overuse Is Dangerous
d) If You Can Eat It, Drink It, Or Wear It,
     It Is NOT An EMERGENCY

BOOKS - COURSES

CREDIT WHEN CREDIT IS DUE Ages 18-75. Credit When Credit Is Due is a 12-lesson text, course designed to help individuals gain a better knowledge of money issues and responsibilities revolving around the world of credit. The course is a self-study curriculum, with pass/fail tests following each lesson. When students complete the course successfully, they will be registered in a national database and sent a registration card identifying them to lenders as graduates of a national standardized credit education program. They will also receive three cards addressed to the three major credit bureaus allowing them to add a positive statement to their credit reports. ($50. plus $5 p&h.) (Available in English and Spanish)

MAKE YOUR MOVE Ages 18-85 (A Guide to Home Ownership) A home buyer education program designed to help you get into your first home. This is a self-study program. You set your own pace. Upon completion, there is an examination. Upon successful completion, your name and course book registration number will be added to a data base which may be referenced in the future by potential lenders, and may eventually earn you discounts or fee waivers from participating mortgage and real estate firms. MAKE YOUR MOVE meets all the HUD and Fannie Mae first time home buyer requirements. ($35 + $3 p&h).

FINANCIAL FITNESS TRAINING COURSE Ages 16-81. (multimedia) New course includes VHS Video, a DVD, 4 CD Roms, Budget Worksheet and Nine Workbooks to use with the CD Rom lessons, a Budget register - for tracking spending 1 ea Fortune teller - a register for tracking savings and your wish lists and one Financial fitness budget worksheet (oversized 16"x 18") in an attractive carrying case (molded plastic). ($199.95 plus $8 p&h.) (Available in English and Spanish)

MONEY AND BEYOND Ages 25-88. By Arnold M. Patent, author of “You can have it all!” Money and Beyond transcends the conventional concepts of wealth to show you how to apply the principles of spiritual fulfillment to discover riches in all aspects of your life. He reveals 21 universal principles to lead you to discover your own inherent power to discover true wealth. $16.95 + $3 p&h.

All the above mentioned books, courses and novelty gifts are available for purchase from the ICFE on its Web site at: http://www.icfe.info.  Or ordering by phone at 619-239-1401 or by mail at: ICFE Resource Center PO Box 34070, San Diego, CA 92163-4070.
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About the ICFE:

The Institute of Consumer Financial Education (ICFE), founded in 1982 by the late Loren Dunton - creator of the “certified financial planner” (CFP) designation - is dedicated to helping consumers of all ages to improve their spending, increase savings and use credit more wisely. The years between 1984 and 2000, the ICFE was also known as the National Center for Financial Education (NCFE).

The ICFE is a nonprofit consumer education organization that has helped millions of people through its education programs and resources. Over one million “Credit / Debit Card Warning Labels” and “Credit / Debit Card Sleeves” are in circulation world wide.

The ICFE’s on-line help for consumers who spend too much was featured in PARADE Magazine (June 9th, 2002) in the Intelligence Report section. The money helps and tips are from the “Money Instruction Book,” a course in personal finance, which was completely revised and updated in 2002 and is positioned to become among the premier programs in the new bankruptcy and debtor education initiatives.

The ICFE’s “Do-It-Yourself Credit File Correction Guide,” now in its Twelfth Printing, is in use by thousands of consumer credit and debt counselors in addition to tens of thousands of consumers. It received a “buy” rating in July, August and November from nationally syndicated financial columnist, Humberto Cruz in his column, “The Savings Game". BottomLine Personal newsletter gave the Guide a “Send For” rating in September 2001. The ICFE and our do-it-yourself approach to credit file correction was featured on NBC Nightly News on 04-30-02. The Spanish edition of the Guide premiered in January 2002. Syndicated columnist, Robert Heady also gave the ICFE Guide a “buy” rating.

The ICFE Web site at: www.icfe.info helps consumers with mending spending, learn about the proper use of credit, budget and expense guidelines, how to set up and implement a spending-plan and also access financial education courses and videos and how to teach children about money. Other ICFE services include a free eNewsletter, and an on-line resource center of financial education learning tools, including videos, books and personal finance courses.

Consumers may learn more on the Internet about the "Do-It-Yourself Credit File Correction Guide" here, or fill out our request form, indicating your areas of interest.

For more information contact Paul Richard, RFC ICFE Executive Director at 619-239-1401.
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