Excerpted from the
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A Wealth-Building Course in Personal
Finance
by Paul Richard, RFC - ICFE Executive Director
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Print out this page and use for keeping track of your expenses.

Setting Up a One Page
Spending-Plan
For The Period from ________to________
| INCOME: |
AMOUNT |
EXPENSES: |
AMOUNT |
| SALARY |
$__________ |
CHURCH |
$__________ |
| SALARY |
$__________ |
OTHER |
$__________ |
| Other: |
$__________ |
OTHER |
$__________ |
| Other: |
$__________ |
SAVINGS |
| Other: |
$__________ |
SAVINGS |
$__________ |
| LOANS RECEIVABLE: |
$__________ |
RETIREMENT |
$__________ |
| STOCK DIVIDENDS: |
$__________ |
HOUSING |
|
| INVESTMENT INCOME: |
$__________ |
Rent/1st mortgage |
$__________ |
| INTEREST |
|
2nd Mortgage |
$__________ |
| Savings #1 |
$__________ |
Other |
$__________ |
| Savings #2 |
$__________ |
INSURANCE |
|
| Savings #3 |
$__________ |
Property & Casualty |
$__________ |
| |
$__________ |
Life |
$__________ |
| Other |
$__________ |
Health |
$__________ |
| Other |
$__________ |
Long Term Care |
$__________ |
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MOTOR VEHICLES |
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1.__________________ |
$__________ |
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2.__________________ |
$__________ |
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Auto Insurance |
$__________ |
| PENSION PLAN |
$__________ |
HOUSEHOLD |
$__________ |
| IRA or KEOGH PLAN |
$__________ |
Grocery |
$__________ |
| GIFTS |
$__________ |
Household |
$__________ |
| Other |
$__________ |
Medicines/Sundries |
$__________ |
| Other |
$__________ |
Subscriptions |
$__________ |
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Child Care |
$__________ |
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UTILITIES |
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ELECTRIC/GAS |
$__________ |
| TOTAL INCOME |
$__________ |
Water/Sewer |
$__________ |
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Trash Removal |
$__________ |
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Cable TV |
$__________ |
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Other |
$__________ |
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CHARGE CARDS |
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#1 |
$__________ |
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#2 |
$__________ |
| Spending Plan Summary |
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Other |
$__________ |
| TOTAL INCOME: |
$__________ |
Other |
$__________ |
| TOTAL EXPENSES: |
$(__________) |
Other |
|
| CASH FLOW: - + |
$__________ |
Clothing |
$__________ |
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Other |
$__________ |
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Other |
$__________ |
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TOTAL EXPENSES |
$__________ |
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